Our Life Cover Calculator will help you decide what level of life cover you should have & how long you should have the cover for.

The Calculator estimates the lump sum that would be needed today to generate your chosen income for your specified number of years.

We then add on any once off expenses that you identify to arrive at an overall life cover total. We have tried to get the right balance between complexity and usability you may need more or less cover depending on the circumstance in your individual home. We have also assumed that you have separate Life Cover that will pay off your Mortgage(s) in the event of your death.

This calculator is limited to guiding you on a Term Life cover need only. You may have other protection needs like Income Protection, Serious Illness cover etc therefore we always recommend that you should discuss your overall insurance needs with one of our Qualified Independent Financial Advisers before you put any cover in place.